Vanessa Hill Mortgage Brokerage is committed to helping
you find the right mortgage product for your needs. Today's
market has changed drastically. Foreclosures are widespread.
FannieMae has a HomeStay program that works with lenders and
servicers to help more than 100,000 homeowners modify or
refinance their loans and stay in your home. FannieMae is
committed to helping borrowers remain in their homes. We
understand that every borrower is different, and we are
affiliated with a number of lenders who offer a variety of
programs to meet your individual requirements. We make the
process of securing a mortgage simple and straightforward by
offering you the latest in financial tools that enable you to
make sound financial choices. It is our mission to
help people accomplish the goal of homeownership and
also retain your home . If you currently own, we can
help you refinance. If you are a small business owner or
an investor, we can assist you with financing and funding
alternatives. We are affiliated with commercial lenders
who offer programs tailored for the small business
owner. We have the resources, experience, drive and
dedication to assist you in making your home ownership and
financing dreams a reality.
We would like to personally extend sincere thanks for
your support and valued business. You are appreciated and we
look forward to serving you .
Statement of Policy
Our statement of policy is not to engage in fraudulent,
illegal, unfair, unethical conduct with reference to the loan
application and the entire lending process. Financing in
today's marketplace can become complex. We are all unique. Our
goal is to assist you with your financing needs. To associate
you with a lender that will get you successfully to the
settlement table. Before we achieve they goal we must address
many factors. These factors are the preliminary steps in the
pre- qualification process whether your purchasing your first
house or your sixth, refinancing, investing, or making a
commercial real estate purchase. We have access to many Lender
programs that can get you started with fulfilling your goal of
financing your real estate endeavor. Vanessa Hill Mortgage
Brokerage will be key players in your transaction. Give us a
call today at 954-822-4259.
What is Expected of You
As a
borrower you must be truthful and above board. We
realize you really want that house. Examine your
financial picture and ask yourself, "Can I afford that
house?" Perform your due diligence, review your assets,
income, and work history. Take a good look at your
reserves. Make certain you can afford the monthly
payments. The goal is to keep the home or investment,
not to end up in foreclosure. We often forget about the lean
times. Determining how much house you can afford is very
important. Gather all your documentation, pay stubs, tax
returns, bank statements, employment and residence
information. A two year history is required. Don't forget
about your down payment. Become an educated consumer and
understand the loan programs. Learn the difference between
100% financing programs and the 80/20? Proper
preparation can help you intelligently decide what financing
alternatives/programs is best suited for you. You must
also deliver the required documents in a timely manner.
Your credit score is another major factor, along with income,
work history and assets. Due to the state of the economy and
the drastic decline in the market, there are some programs for
those with less than perfect credit.
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Vanessa Hill Mortgage Brokerage
3810 Inverrary Blvd. Suite 102-P
Lauderhill, Florida 33319 (954)822-4259
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